Just a few more facts on the GOP AHCA bill and pre-existing conditions
Sick of the topic? Well, I am too. But this is well worth reading nonetheless. Despite everything we’ve already learned about pre-existing conditions and the GOP health care coverage bill, some of the following details may be news to you:
You’re not affected [by the change in the law concerning pre-existing conditions] if you get insurance through your employer (155 million people), or through Medicaid or Medicare. You’re not affected if you live in a state that doesn’t request the waiver, a category that will certainly include every blue state and most red states, too. Even if you buy insurance on the individual market and live in a state that gets a waiver, you’re not affected if you’ve maintained insurance coverage continuously and not had a gap in coverage longer than 63 days.
By this point, we’re talking about a fraction of a fraction of a fraction of the population. If you do have a pre-existing condition in a waiver state and haven’t had continuous coverage, you can be charged more by your insurer only the first year. The state will have access to $8 billion in federal funds explicitly to ease the cost of your insurance, and the state must further have a high-risk pool or similar program to mitigate insurance costs for the sick.
Clearly, if Republicans set out to recklessly endanger the well-being of people with pre-existing conditions, they didn’t do a very good job of it. The purpose of these provisions isn’t to punish people who are sick, but to create an incentive for people to buy insurance while they are healthy.
The outright lies and the many distortions and scare tactics around how this part of the bill would work are legion, however, and will remain so. I don’t think there is any topic in the Obamacare/Trumpcare argument that lends itself more to emotional blackmail than this one.
even if for any reasons you are being charged a higher premium due to your pre-existing conditions if you maintain a continuous coverage for a year your pre-existing condition protection will be restored and the calculation of your new premium will by law be prohibited to be affected by your pre-existing conditions.
Does it remove Obamacare’s penalty for a preexisting condition, specifically birth?
Does it remove Obamacare’s penalty for a preexisting condition, specifically conception? Also known as the Planned Parenthood excise tax, abortion rites ritual, or selective-child principle.
They’re still working on remedying the penalty for people breathing, specifically exhaling.
Healthcare is a privilege, not a right, in fact there is no rights without a government, before the establishment of a functioning government the strong men just kill the weak and take their belongs when they need something. So don’t take things for granted please, everything you enjoy in America is a privilege fought by people before you.
Ha! 63 days, ’cause it is such a long time. Is that 63 days in your entire life, or over a lesser time span?
MEGO
the thing i hated the most about liberals is they are these violent thugs threatening society with violence for entitlements that dont belong to them while acting like they are victims. Healthcare is a privilege not a right, obamacare was basically a charity from the healthy and middle class to the sick and poor. When you are a Begger begging for a hand out you should be humble and asking nicely， not acting All entitled like there was a birthright of healthcare taken away from you by the greedy conservatives.
Neo.
Much angst among members of my family over my 25 year old grand daughter who is four years removed from a leukemia diagnosis.
She will soon have to migrate from her Mother’s policy in any case. She does have options, as her employer provides insurance benefits; but, this is not seen as a life-long job.
I think the information you posted, is a good summary of options. Can you provide a citation?
Everyone comes to the world with nothing， stop acting like the world owes you anything，you are not some heroes fighting injustice，you are just thugs threatening the law abiding citizens with violent social discourse to rob from them things that were never yours in the first place. Republicans have no original sin，republicans were the party that ended slavery，so when democrats talk about how America needs to repent of our sin of slavery speak for yourself only please，slavery is a democrat thing， got nothing to do with us
Oldflyer Says:
May 10th, 2017 at 10:46 pm
Neo.
Much angst among members of my family over my 25 year old grand daughter who is four years removed from a leukemia diagnosis.
She will soon have to migrate from her Mother’s policy in any case. She does have options, as her employer provides insurance benefits; but, this is not seen as a life-long job.
I think the information you posted, is a good summary of options. Can you provide a citation?
* * *
Sympathies for your family. One of our sons has lupus, has been dealing with that since college; fortunately, he is covered by employer’s insurance.
Neo’s link goes to “page not found” but I was reading what seems to be the same article earlier today.
http://www2.nationalreview.com/article/447430/ahca-pre-existing-conditions-big-lie-democrats-are-telling
Oldflyer:
Try this one, too.
If you are a job seeker be sure to put your pre-existing conditions on your resume, and put “If you don’t hire me, I will have no insurance and I will die” on the application, if the hiring manager is a liberal she would definitely hire you.
While this is totally unrelated to pre-existing conditions, here’s a story about how Kentucky is trying to deal with their Medicaid expansion.
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…“We want this (Medicaid) to be a helping hand for people at a time when they need it, but then be able to return to the commercial marketplace,” Bevin (Kentucky”s governor) said.
Last year, Bevin submitted the waiver to restrict Medicaid eligibility by requiring enrollees to work or volunteer at least 20 hours per week and to pay monthly premiums based on income.
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Other state are considering implementing work requirements and monthly premiums for Medicaid. It would, I assume, be means tested.
One proposal is requiring co-pays for emergency room services to encourage the use of primary care facilities. I had read that emergency room usage hadn’t dropped as a result of the ACA, which was one of the rationales of Obamacare– the uninsured were using emergency rooms in lieu of primary care.
While the idea of gently weaning people from Medicaid onto private insurance is a laudable goal, of course it’s being portrayed as gutting Medicaid and sending the poor to the streets to die.
http://www.reuters.com/article/us-usa-healthcare-kentucky-insight-idUSKBN1811K0