Comments on: All health insurance…

By: G6loq

G6loq — Thu, 21 May 2015 17:55:50 +0000

… If lawyers do pro bono work, then doctors could do the same. Each doctor takes on a certain percentage of the ‘poor’ who must pay *something* for their care on a sliding scale….

YES! or else …

“We’re going to take things away from you on behalf of the common good.” Hitlery

By: SLR

SLR — Thu, 21 May 2015 16:31:48 +0000

PS
high deductible plans are not always bad deals either. When you crunch the numbers; the difference in monthly cost usually significantly helps offset most of the deductible…

By: K-E

K-E — Thu, 21 May 2015 15:32:26 +0000

Good to know limited term cheap-o policies are still available. Thanks, Ymarsakar.

Funny how you can base car insurance rates off of someone’s driving history (number of tickets, number of accidents, etc.) but can’t do that with health insurance! Not sure why one is ‘fair’ and the other is not.

The only solution that I think would work: make health insurance ONLY for catastrophic illness/injury. The rest we pay out of pocket. Once you get the insurance companies out of your regular doctor’s visit, prices will normalize. Doctors can offer different prices to patient’s with a different economic situation.

If lawyers do pro bono work, then doctors could do the same. Each doctor takes on a certain percentage of the ‘poor’ who must pay *something* for their care on a sliding scale.

By: SLR

SLR — Thu, 21 May 2015 13:46:35 +0000

G6loq Says:

“As currently formulated there is no health “insurance”.
What they call insurance is a wealth transfer from the young, who rarely get sick, to the old who all will get sick.”

and this is the squeeze to say they can’t do high deductible plans in response….

By: Ymarsakar

Ymarsakar — Thu, 21 May 2015 04:28:40 +0000

The ruling class have a grip of iron when it comes to squeezing money from the peasants, but their socialist dogma preaches about equality and people paying into the pot.

I suppose the pot is now somebody’s wallet or rather it always was.

By: Cornhead

Cornhead — Thu, 21 May 2015 01:39:16 +0000

And to remind everyone again, Ben Nelson was the 50th vote on Obamacare and now he is the insurance industry’s top lobbyist in DC.

I’d be surprised if he made less than $3m per year.

By: Cornhead

Cornhead — Thu, 21 May 2015 01:35:51 +0000

Soviet of Washinton:

Your relatives will bear a disproportionate burden of the disaster that is Obamacare. The people that really save lives and do the work don’t get paid anywhere near their value. Especially when compared to the hospital-insurance-Big Pharma complex. FLOTUS was knocking down $300k per year doing nothing at the University of Chicago hospital.

By: Sangiovese

Sangiovese — Wed, 20 May 2015 22:06:09 +0000

KE – You can get a temp policy from Blue Cross in IL for about $100 per month. Best deal going. But you need to either cancel it or step up to a full blown policy after 11 months. It is meant as a stop-gap for new graduates, those who are between jobs, etc.

By: nkbay99

nkbay99 — Wed, 20 May 2015 21:30:30 +0000

This should be on every media outlet. Many people warned about the impact of excessive copays; high deductibles; and high premiums (without the subsidies). Some people are just fools; some believe the government will give them something for nothing; and some were just terrified at losing their health plans.
I managed employee health insurance in a public school district. The predominant attitude was “Don’t worry – the insurance company will pay. It was a rude awakening when they found that, yes, the insurance company pays and then passes the payments onto the employer. High costs mean they pay higher premiums. I convinced teachers (a very tough group with limited knowledge of insurance) that lower premiums meant less money out of their pockets. Also, my main sales pitch was that they needed insurance plans tailored to their NEEDS. The typical indemnity plan was geared to a 50 year old couple with two children. Older teachers did not need orthodontics, obstetrics, etc. Younger teachers needed and could afford only basic coverage with low premium and high deductible.
Obamacare, with all of its lies and deceptions makes everyone fit into the same overblown coverage package with no cost constraints

The key solution includes Health Savings Accounts; severe reduction in statre coverage mandates; and (I really hate to say this) government negotiated drug prices

By: snopercod

snopercod — Wed, 20 May 2015 21:23:43 +0000

Health insurance used to be different. When you needed to see the doctor you would just go and write him a check when you left. Then you would send a copy of the bill (stamped “PAID”) to the insurance company and they would reimburse you 100%. But we’re much more advanced now… /sarc